Each answer gives a clear response, then a reason and often a qualification. The answers flow naturally,
with a balanced opinion expressed in each.
Takeaway: For Part 1, a three-to-four sentence answer with an opinion, why, and a small "that
said" works well and sounds genuine.
Good everyday range: "contactless card", "budget", "tight-fisted", "on impulse", "a cushion", "live
right up to my means". Idioms and collocations are natural and appropriate.
Takeaway: Learn money collocations (*pay by card, budget, save up, a safety net, be careful with
money*).
Accurate mix of tenses for habit and specific events. Conditionals ("if I'm somewhere that doesn't
accept cards") are handled correctly.
Takeaway: Use "I'd call it a balance between X and Y" and "since then I've tried to..." to show
variety and control.
Natural stress on the main point and the contrast ("usually by card", "a balance"). Relaxed, clear
pace.
Takeaway: Stress the contrast or the balanced conclusion to make your answer sound thoughtful.